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Mortgages through Calbestrates.com: California Department of Real Estate License # 01353065, NMLS # 285419





Richard Mukhtar
Senior Loan Officer / CEO & President


Professional Experience

Having worked for large banks and financial institutions on both the equity and debt side of residential and commercial real estate; Richard has individually completed hundreds of transactions and been involved in the marketing and sale of over $2 billion in commercial real estate assets.  Richard originated his first mortgage in 1999 while working for H&R Block Mortgage.  In 2009 he founded Calbestrates.com to offer consumers the best rate/fee combo in the market place.  Richard has been successful with this model by being able to cut expenses and retain volume discounts which is passed on to clients.


San Jose State University

Bachelor of Science, Finance, 1997